Find Your First Mortgage With Mortgage Advice Exchange
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Are you wondering what you need to buy a house or flat, you’ve come to the right place?
Buying Your First Home
Buying your first home is an exciting time and likely to involve some of the most important financial decisions you'll ever make. However, we're here to help and the process doesn't have to be difficult. Getting the right information and meaningful advice is critical.
Before looking at properties, you need to save for a deposit.
Generally, you need to try to save at least 5% to 20% of the cost of the home you would like.For example, if you want to buy a home costing £150,000, you’ll need to save at least £7,500 (5%).
You need to know your Finances
You might want to think of a few questions before looking at properties as the days when lenders offered mortgages to anyone are long gone. Getting the best mortgage deal doesn't just need a decent deposit, you now need a good credit score too
More first time buyer questions?
Don't hesitate to get in touch by our form or call us on 0345 646 1411
Your home may be repossessed if you do not keep up repayments on your mortgage.
Enquire about an agreement in principle
Fill out our form and one of our member of staff will get in touch about getting you a mortgage in principle.
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